Murphy Bank

Frequently Asked Questions

FAQs

You’ve got questions, we’ve got answers

Keep reading for answers to our frequently asked questions. Don’t see the answer you need? Contact us and we’ll be glad to help.

Murphy Bank Mobile Home Loans
Can I make my payment with my credit card?

No. We do not accept payments by credit card.

Do you charge a prepayment penalty on your mobile home loans?

No. There is no prepayment penalty charged on our mobile home loans.

How do I open a new account?

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

Can I set up my accounts under my trust?

Yes. Please bring a copy of your trust with you so we can make copies of certain key pages.

Are you FDIC insured?

Murphy Bank is chartered by the Department of Financial Protection and Innovation, and insured by the FDIC.

Can I open an account over the phone or by mail?

We are unable to open an account without at least one authorized signer coming in and setting up the account. Additional signers may come in at a later time to sign documents and present identification.

Can I open a checking account?

No. We do not offer checking accounts.

What kind of accounts do you offer?

Time Certificates of Deposits, Passbook Savings, and Regular Savings.

What do I need to open a CD or savings account?

Legal identification and Social Security Number for each signer on the account. For an account with more than one signer, each person will have to come in and sign.

What is the minimum deposit required to open a Certificate of Deposit?

$1,000

Can I be insured for more than $250,000?

Yes. Call the branch to discuss the many ways two or more related people can setup accounts that will be insured for more than $250,000.

Have a Question?
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    Fresno Office

    5180 N. Palm Ave. Suite 101
    Fresno, CA 93704

    Ph: (877) 225-0318 (Toll-Free)
    Savings Inquiries - Ph: (559) 225-0225
    Lending Inquiries - Ph: (559) 225-0318
    Fax: (559) 225-9298

    Monday - Friday, 8:30 am - 4:30 pm

     

    San Luis Office

    892 Aerovista Place, Suite 110
    San Luis Obispo, CA 93401

    Ph: (805) 250-2300 | Fax: (805) 787-0415

    Monday - Friday, 8:30 am - 4:30 pm