1 – Minimum deposit to open an account and minimum daily balance (the amount of principal in the account each day) to obtain the annual percentage yield.
* RATE/ANNUAL PERCENTAGE YIELD: Customer receives the rate shown if interest is withdrawn monthly or is transferred to another account. The customer will earn at an APY shown only if the funds remain on deposit to maturity and no interest is withdrawn from the account during that period of time. Any withdrawal of interest will reduce earnings to less than the APY shown.
WIRE FEE: Funds wired out will be assessed a $20.00 fee.
Returned Check Fee - $25.00
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.
ACCOUNT INACTIVITY: In the event an account remains inactive for a period of 3 years, the money deposited in such an account will be turned over to the State of California as provided in the Code of Civil Procedures Section 1513 of the California Unclaimed Property Law and Regulations.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.