Loans

Farm & Small Business Equipment Loans

Why Murphy Bank

Our ag and farm clients appreciate the special benefits of working with Murphy Bank.

No other industry better represents the phrase “time is money.” At Murphy Bank we understand that non-operating equipment or delayed repairs can make or break an agricultural business. Murphy Bank offers flexible loans on new and used equipment, an easy application process, and local decision-makers so you can get the equipment you need fast.

Our equipment finance loans are fixed rates so you’ll never worry about the payment changing. Plus, we take into consideration the unique agricultural business cycles, seasonal needs, and specialized equipment to customize your loan for your operation.

Examples of Farm and Small Business Equipment Loans

  • Auto repair equipment
  • Big rigs
  • Body shop equipment
  • Computer controlled machining equipment
  • Construction equipment
  • Farm equipment
  • Fork lifts
  • Medical equipment
  • Office furniture
  • Printing equipment
  • Restaurant / bakery equipment
  • Security equipment
  • Survey equipment
  • Trailers

What you can expect from Murphy Bank

  • You can get the financing you need without the red tape of an SBA loan.
  • You can get the financing you need without paying the high-interest rates of making your purchases with a bank credit card.
  • You can get the financing you need without the expense and “strings attached” of a bank line of credit.
  • You can get financing for new AND used equipment.
  • You can borrow on your paid equipment for operating capital.
  • Your loan interest rate and term will be fixed so you’ll never have to worry about them being changed by the bank.

Loan Process

Getting Started

To start the application process, contact us or stop by our Fig Garden Village branch in Fresno or our San Luis Obispo office. We’d be happy to help you in person, answer any questions and discuss current interest rates. You can also print the Application form using the link below. Then fill out the form and fax or mail it to us. We are committed to providing exceptional service to help those with disabilities. If you require assistance with filling out your loan application, please call our office at (877) 225-0318.

However you choose to get started, we look forward to hearing from you!

Business Credit ApplicationBeneficial Ownership Certification Form

Testimonials

“Love this Bank, sooo helpful when l bought my house. Fast, friendly, courteous! Amy H.

“Small local bank with great customer care. They seem to know you before you even give them your account number. They financed my new mfg home and were very professional but friendly.” David M.

“My husband and I just closed escrow on a new home, we had the pleasure of working with Kim as our loan officer. She made the whole process easy and stress free! Can’t say enough, Thank you.” Mike & Laura B.

Have a Question?
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    Fresno Office

    5180 N. Palm Ave. Suite 101
    Fresno, CA 93704

    Ph: (877) 225-0318 (Toll-Free)
    Savings Inquiries - Ph: (559) 225-0225
    Lending Inquiries - Ph: (559) 225-0318
    Fax: (559) 225-9298

    Monday - Friday, 8:30 am - 4:30 pm

     

    San Luis Office

    892 Aerovista Place, Suite 110
    San Luis Obispo, CA 93401

    Ph: (805) 250-2300 | Fax: (805) 787-0415

    Monday - Friday, 8:30 am - 4:30 pm