Murphy Bank

FAQs

 

Loan FAQs

Q. Can I make my payment with my credit card?

A. No. We are not set up to accept payments by credit card.

Q. Do you charge a prepayment penalty on your mobile home loans?

A. No. There is no prepayment penalty charged on our mobile home loans.

 

Savings FAQs

Q. Where are you located?

A. Palm Avenue side of Fig Garden Village on the corner of Palm and San Jose.


Q. What hours are you open?

A. Monday-Friday 8:30am – 5:00pm

Q. Can I open a checking account?

A. No. We do not offer checking accounts.

Q. What kind of accounts do you offer?

A. Time Certificates of Deposits and passbook savings

Q. What do I need to open a Certificate of Deposit or a Savings Account?

A. Appropriate identification and Social Security Number for each signer on the account. For an account with more than one signer, each person will have to come in and sign.

Q. Can I set up my accounts under my trust?

A. Yes, and please bring a copy of your trust with you so we can make copies of certain key pages.

Q. What is the minimum required to open a Certificate of Deposit?

A. $1,000

Q. Are you FDIC insured?

A. Murphy Bank is chartered by the California Department of Financial Institutions and insured by the FDIC

Q. Can I be insured for more than $250,000?

A. Yes. Call the branch to discuss the many ways two or more related people can setup accounts that will be insured for more than $250,000.


Q. Can I open an account over the phone or by mail?

A. We are unable to open an account without at least one authorized signer to come in and set up the account. Additional signers may come in at a later time to sign documents and present identification.

 

"They're not like the big banks. Now, I can call them on the phone and the next day the funds are ready. They're the greatest."

Eduardo Gomez, owner of Eduardo's Upholstery

 

 



 

 


If we can help with any of the services that we offer at Murphy Bank, we invite you to give us a call, or stop by our Fig Garden Village location.





SE HABLA ESPAÑOL


Member FDIC 


Equal Housing Lender

Copyright ©2011 Murphy Bank

Privacy Statement